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Jobs - Investment Banking
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SERIOR CREDIT ANALYST / CREDIT ANALYST - Consumer Finance Risk Management (Ref: S/CFRM/SCA/CA)
Responsibilities:
- Perform credit assessment on credit card and personal loan applications in accordance with all policy, legal and regulatory requirements
- Effectively process applications within target turnaround and quality standards
- Recommend credit exceptions based on well-grounded assessments for management approval
- Devise and implement control procedures where appropriate to mitigate credit, fraud and operaional risks
- Participate in testing and planning of underwriting systems in order to put in required controls and to streamline the underwriting operation

Qualifications:
- Secondary school graduate or above, university graduates preferred
- 3 years experience in banking sector, with at least 2 years hands-on exposure in credit card/personal loan underwriting or risk management is required. (Candidates with less experience may be considered as trainee credit analyst)
- Knowledge of cash-flow lending principles adn quantitiative risk assessment preferred
- Analytical, able to assess critically and independently the overall risks and mitigating measures for individual applications
- Good interpersonal, communication and motivating skills


We offer a competitive remuneration package, including staff mortgage loan, in-house BA and MBA programs and excellent career prospects to the right candidate. Interested parties please apply with full resume indicating expected salary to The Human Resources Division, International Bank of Asia Limited, GPO Box 11307, Hong Kong or E-mail address: ibahr@iba.com.hk (Please quote reference on envelope.)

* Personal data provided by job applicants would be used for recruitment purpose only.